/* =============================================
   Best Call Mortgage Gold — styles.css
   ============================================= */

*, *::before, *::after { box-sizing: border-box; margin: 0; padding: 0; }

:root {
  --blue:       #1a56db;
  --blue-dark:  #1343b0;
  --blue-light: #e8f0fe;
  --gold:       #b8860b;
  --gold-light: #fff8e1;
  --bg:         #f1f3f6;
  --card-bg:    #ffffff;
  --border:     #dde1e9;
  --text:       #1a1f2e;
  --text-muted: #6b7280;
  --green:      #16a34a;
  --red:        #dc2626;
  --orange:     #d97706;
  --radius:     10px;
  --shadow:     0 1px 4px rgba(0,0,0,.08), 0 4px 12px rgba(0,0,0,.06);
}

body {
  font-family: -apple-system, BlinkMacSystemFont, "Segoe UI", Roboto, Arial, sans-serif;
  background: var(--bg);
  color: var(--text);
  min-height: 100vh;
  display: flex;
  flex-direction: column;
}

/* ---- Header ---- */
.site-header {
  background: #0f1b3d;
  color: #fff;
  padding: 0 1.5rem;
  height: 58px;
  display: flex;
  align-items: center;
  box-shadow: 0 2px 8px rgba(0,0,0,.3);
  position: sticky;
  top: 0;
  z-index: 100;
}
.header-inner {
  width: 100%;
  max-width: 1280px;
  margin: 0 auto;
  display: flex;
  align-items: center;
  justify-content: space-between;
}
.logo { display: flex; align-items: center; gap: .5rem; font-size: 1.1rem; font-weight: 700; }
.logo-icon { font-size: 1.3rem; }
.logo-gold { color: #f5c518; }
.header-nav { display: flex; gap: 1rem; }
.nav-link {
  color: #c8d0e8;
  text-decoration: none;
  font-size: .9rem;
  font-weight: 500;
  padding: .3rem .7rem;
  border-radius: 6px;
  transition: background .15s;
}
.nav-link:hover { background: rgba(255,255,255,.12); color: #fff; }
.nav-link-logout { color: #f5c518; }
.nav-link-logout:hover { color: #fff; }

/* ---- Login ---- */
.login-page {
  min-height: 100vh;
  display: flex;
  align-items: center;
  justify-content: center;
  background: linear-gradient(160deg, #0f1b3d 0%, #1a2f5c 45%, #f1f3f6 45%);
}
.login-shell {
  width: 100%;
  max-width: 420px;
  padding: 1.5rem;
}
.login-card {
  padding: 2rem 1.75rem;
  box-shadow: var(--shadow);
}
.login-brand {
  text-align: center;
  margin-bottom: 1.5rem;
}
.login-brand .logo-icon { font-size: 2rem; display: block; margin-bottom: 0.5rem; }
.login-title {
  font-size: 1.35rem;
  margin: 0 0 0.35rem;
  color: var(--text);
}
.login-subtitle {
  margin: 0;
  color: var(--text-muted);
  font-size: 0.9rem;
  line-height: 1.45;
}
.login-error { margin-bottom: 1rem; }
.login-form .form-group:last-of-type { margin-bottom: 1.25rem; }
.login-submit { width: 100%; }
.login-footer-note {
  text-align: center;
  margin-top: 1rem;
  font-size: 0.8rem;
  color: var(--text-muted);
}

/* ---- Main ---- */
.main-content {
  flex: 1;
  max-width: 1280px;
  width: 100%;
  margin: 0 auto;
  padding: 2rem 1.5rem;
}

/* ---- Footer ---- */
.site-footer {
  background: #0f1b3d;
  color: #6b7fa8;
  text-align: center;
  padding: 1rem;
  font-size: .8rem;
  margin-top: auto;
}

/* ---- Page Header ---- */
.page-header {
  margin-bottom: 2rem;
}
.page-header h1 {
  font-size: 1.9rem;
  font-weight: 700;
  color: var(--text);
}
.page-subtitle { color: var(--text-muted); margin-top: .25rem; font-size: .95rem; }

.profile-page-header {
  display: flex;
  align-items: flex-start;
  justify-content: space-between;
  flex-wrap: wrap;
  gap: 1rem;
}

/* ---- Cards ---- */
.card {
  background: var(--card-bg);
  border: 1px solid var(--border);
  border-radius: var(--radius);
  box-shadow: var(--shadow);
  padding: 1.5rem;
  margin-bottom: 0;
}
.mt-1 { margin-top: 1rem; }
.mt-2 { margin-top: 1.5rem; }
.mb-1 { margin-bottom: 1rem; }

/* ---- Alerts ---- */
.alert {
  padding: .9rem 1.2rem;
  border-radius: var(--radius);
  margin-bottom: 1.5rem;
  font-size: .95rem;
}
.alert-error { background: #fef2f2; border: 1px solid #fca5a5; color: #991b1b; }
.alert-success { background: #f0fdf4; border: 1px solid #86efac; color: #166534; }
.alert-warn { background: #fffbeb; border: 1px solid #fcd34d; color: #92400e; }
.borrower-alert { margin-bottom: 1rem; }
.income-update-form {
  display: flex;
  align-items: center;
  gap: 0.5rem;
  flex-wrap: wrap;
  margin-top: 0.25rem;
}
.income-prefix {
  color: var(--text-muted);
  font-weight: 600;
  font-size: 0.95rem;
}
.income-input-compact {
  width: 120px;
  padding: 0.4rem 0.55rem;
  font-size: 0.9rem;
}
.info-item-income { min-width: 220px; }
.employers-list { display: flex; flex-direction: column; gap: 0.25rem; }
.employer-line { line-height: 1.45; }
.info-item-employers { grid-column: span 1; }

/* ---- Forms ---- */
.form-card { max-width: 900px; }
.form-group { margin-bottom: 1.5rem; }
.form-label { display: block; font-weight: 600; margin-bottom: .4rem; font-size: .95rem; }
.required { color: var(--red); }
.form-input {
  width: 100%;
  padding: .6rem .9rem;
  border: 1px solid var(--border);
  border-radius: 7px;
  font-size: 1rem;
  color: var(--text);
  background: #fff;
  transition: border-color .15s, box-shadow .15s;
}
.form-input:focus { outline: none; border-color: var(--blue); box-shadow: 0 0 0 3px rgba(26,86,219,.15); }
.input-prefix-wrap { position: relative; display: flex; }
.input-prefix {
  position: absolute;
  left: .85rem;
  top: 50%;
  transform: translateY(-50%);
  color: var(--text-muted);
  font-size: 1rem;
  pointer-events: none;
}
.input-with-prefix { padding-left: 1.8rem; max-width: 280px; }
.form-textarea {
  width: 100%;
  min-height: 500px;
  padding: .8rem 1rem;
  border: 1px solid var(--border);
  border-radius: 7px;
  font-size: .88rem;
  font-family: "Courier New", Courier, monospace;
  color: var(--text);
  background: #fafbfc;
  resize: vertical;
  transition: border-color .15s, box-shadow .15s;
  line-height: 1.5;
}
.form-textarea:focus { outline: none; border-color: var(--blue); box-shadow: 0 0 0 3px rgba(26,86,219,.15); }
.form-hint { color: var(--text-muted); font-size: .85rem; margin-top: .4rem; }
.form-actions { margin-top: .5rem; }

/* ---- Buttons ---- */
.btn {
  display: inline-flex;
  align-items: center;
  gap: .4rem;
  padding: .55rem 1.2rem;
  border-radius: 7px;
  font-size: .95rem;
  font-weight: 600;
  cursor: pointer;
  border: none;
  text-decoration: none;
  transition: background .15s, opacity .15s;
}
.btn-primary { background: var(--blue); color: #fff; }
.btn-primary:hover { background: var(--blue-dark); }
.btn-primary:disabled { opacity: .6; cursor: not-allowed; }
.btn-secondary { background: #fff; color: var(--blue); border: 1.5px solid var(--blue); }
.btn-secondary:hover { background: var(--blue-light); }
.btn-lg { padding: .75rem 1.8rem; font-size: 1.05rem; }

/* ---- Loading ---- */
.loading-message {
  display: flex;
  align-items: center;
  gap: 1.2rem;
  padding: 1.2rem 1.5rem;
  background: var(--blue-light);
  border: 1px solid #93c5fd;
  border-radius: var(--radius);
  margin-top: 1.5rem;
  color: #1e40af;
}
.loading-message p { font-size: .88rem; color: #1e40af; margin-top: .2rem; }
.spinner {
  width: 28px;
  height: 28px;
  border: 3px solid #93c5fd;
  border-top-color: var(--blue);
  border-radius: 50%;
  animation: spin .8s linear infinite;
  flex-shrink: 0;
}
@keyframes spin { to { transform: rotate(360deg); } }

/* ---- Profile Sections ---- */
.profile-section { margin-bottom: 2.5rem; }
.section-title {
  font-size: 1.25rem;
  font-weight: 700;
  color: #0f1b3d;
  margin-bottom: 1rem;
  padding-bottom: .5rem;
  border-bottom: 2px solid var(--blue);
}

/* ---- Collapsible profile sections ---- */
.collapsible-section { margin-bottom: 1.25rem; }
.collapsible-header {
  width: 100%;
  display: flex;
  align-items: center;
  justify-content: space-between;
  gap: 1rem;
  margin: 0 0 0.75rem;
  padding: 0.85rem 1rem;
  background: var(--card-bg);
  border: 1px solid var(--border);
  border-radius: var(--radius);
  box-shadow: var(--shadow);
  cursor: pointer;
  text-align: left;
  font-family: inherit;
  transition: background 0.15s, border-color 0.15s;
}
.collapsible-header:hover {
  background: #f9fafb;
  border-color: #c5cdd8;
}
.collapsible-header:focus {
  outline: none;
  border-color: var(--blue);
  box-shadow: 0 0 0 3px rgba(26, 86, 219, 0.15);
}
.collapsible-header .collapsible-title,
.collapsible-header .section-title {
  margin: 0;
  padding: 0;
  border: none;
  font-size: 1.15rem;
  flex: 1;
}
.collapsible-icon {
  flex-shrink: 0;
  font-size: 0.85rem;
  color: var(--blue-dark);
  line-height: 1;
  width: 1.25rem;
  text-align: center;
}
.collapsible-content {
  overflow: hidden;
  transition: max-height 0.35s ease, opacity 0.28s ease;
  max-height: 8000px;
  opacity: 1;
}
.collapsible-section.collapsed .collapsible-content {
  max-height: 0 !important;
  opacity: 0;
  margin-top: 0;
  pointer-events: none;
}
.collapsible-section.collapsed .collapsible-header {
  margin-bottom: 0;
}
.subsection-title {
  font-size: 1rem;
  font-weight: 600;
  margin-bottom: .75rem;
  color: var(--text);
}

/* ---- Info Grid ---- */
.info-grid {
  display: grid;
  grid-template-columns: repeat(auto-fill, minmax(220px, 1fr));
  gap: .75rem 1rem;
}
.info-item { display: flex; flex-direction: column; gap: .2rem; }
.info-label { font-size: .78rem; font-weight: 600; text-transform: uppercase; letter-spacing: .04em; color: var(--text-muted); }
.info-value { font-size: .95rem; color: var(--text); font-weight: 500; }
.money { font-variant-numeric: tabular-nums; }

/* ---- Score Cards ---- */
.scores-row {
  display: flex;
  gap: 1rem;
  flex-wrap: wrap;
  margin-bottom: 1rem;
}
.score-card {
  background: var(--card-bg);
  border: 1px solid var(--border);
  border-radius: var(--radius);
  padding: 1.2rem 1.5rem;
  min-width: 130px;
  text-align: center;
  box-shadow: var(--shadow);
}
.score-middle { border-width: 2px; border-color: var(--gold); }
.score-bureau { font-size: .78rem; font-weight: 600; text-transform: uppercase; color: var(--text-muted); margin-bottom: .4rem; }
.score-number { font-size: 2.2rem; font-weight: 800; line-height: 1; }
.score-type { font-size: .75rem; color: var(--text-muted); margin-top: .3rem; }
.score-good .score-number { color: var(--green); }
.score-fair .score-number { color: var(--orange); }
.score-poor .score-number { color: var(--red); }

/* ---- Badge / color helpers ---- */
.badge {
  display: inline-block;
  padding: .2rem .6rem;
  border-radius: 99px;
  font-size: .75rem;
  font-weight: 600;
}
.badge-ok, .badge-open { background: #dcfce7; color: #166534; }
.badge-warn { background: #fef3c7; color: #92400e; }
.badge-closed { background: #f3f4f6; color: #374151; }
.badge-other { background: #e0e7ff; color: #3730a3; }
.badge-type { background: var(--blue-light); color: #1e40af; }
.badge-risk-high { background: #fee2e2; color: #991b1b; }
.badge-risk-med { background: #fef3c7; color: #92400e; }
.badge-risk-low { background: #dcfce7; color: #166534; }

.text-ok { color: var(--green); }
.text-warn { color: var(--orange); }
.text-danger { color: var(--red); }
.text-muted { color: var(--text-muted); }

/* ---- Lists ---- */
.factor-list, .strength-list, .risk-list, .warning-list, .steps-list {
  padding-left: 1.3rem;
  display: flex;
  flex-direction: column;
  gap: .4rem;
  font-size: .93rem;
}
.strength-list li { color: #166534; }
.risk-list li { color: #991b1b; }
.warning-list li { color: var(--orange); }

.two-col-lists {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 1.5rem;
}
@media (max-width: 640px) { .two-col-lists { grid-template-columns: 1fr; } }

.analysis-blocks { display: flex; flex-direction: column; gap: .75rem; }
.analysis-block {
  background: #f9fafb;
  border-left: 3px solid var(--blue);
  padding: .75rem 1rem;
  border-radius: 0 6px 6px 0;
}
.analysis-block h4 { font-size: .88rem; font-weight: 700; color: var(--blue-dark); margin-bottom: .3rem; }
.analysis-block p { font-size: .93rem; color: var(--text); line-height: 1.6; }

.executive-summary {
  font-size: .97rem;
  line-height: 1.75;
  color: var(--text);
  white-space: pre-line;
}

/* ---- Tables ---- */
.table-wrap { overflow-x: auto; }
.data-table {
  width: 100%;
  border-collapse: collapse;
  font-size: .88rem;
}
.data-table th {
  background: #f3f4f6;
  text-align: left;
  padding: .5rem .75rem;
  font-size: .78rem;
  font-weight: 700;
  text-transform: uppercase;
  letter-spacing: .04em;
  color: var(--text-muted);
  border-bottom: 2px solid var(--border);
}
.data-table td {
  padding: .5rem .75rem;
  border-bottom: 1px solid #f1f3f6;
  color: var(--text);
  vertical-align: top;
}
.data-table tr:last-child td { border-bottom: none; }
.data-table tr:hover td { background: #f9fafb; }
.data-table-sm th, .data-table-sm td { padding: .35rem .6rem; font-size: .82rem; }
.tl-link { color: var(--blue); text-decoration: none; font-weight: 600; }
.tl-link:hover { text-decoration: underline; }

/* ---- Tradeline Cards ---- */
.tradeline-card { margin-bottom: 1.25rem; }
.tl-header {
  display: flex;
  align-items: center;
  justify-content: space-between;
  flex-wrap: wrap;
  gap: .5rem;
  margin-bottom: 1rem;
  padding-bottom: .75rem;
  border-bottom: 1px solid var(--border);
}
.tl-title { display: flex; align-items: baseline; gap: .75rem; }
.tl-creditor { font-size: 1.05rem; font-weight: 700; color: var(--text); }
.tl-id { font-size: .8rem; }
.tl-badges { display: flex; gap: .4rem; flex-wrap: wrap; }
.tl-grid {
  display: grid;
  grid-template-columns: repeat(auto-fill, minmax(160px, 1fr));
  gap: .5rem .75rem;
  font-size: .88rem;
}
.tl-item { display: flex; flex-direction: column; gap: .15rem; }
.tl-full { grid-column: 1 / -1; }
.tl-label { font-size: .72rem; font-weight: 700; text-transform: uppercase; letter-spacing: .04em; color: var(--text-muted); }
.tl-analysis {
  display: flex;
  flex-wrap: wrap;
  gap: .5rem .75rem;
  font-size: .88rem;
  margin-top: 1rem;
  padding-top: .75rem;
  border-top: 1px dashed var(--border);
}
.tl-analysis-item { display: flex; flex-direction: column; gap: .15rem; min-width: 150px; }
.tl-history { margin-top: 1rem; }
.tl-history .subsection-title { font-size: .85rem; color: var(--text-muted); }

/* ---- Trend colors ---- */
.trend-increasing { color: var(--red); font-weight: 600; }
.trend-decreasing { color: var(--green); font-weight: 600; }
.trend-stable { color: var(--text-muted); }
.trend-unknown { color: var(--text-muted); }

/* ---- Clients page ---- */
.clients-page-header {
  display: flex;
  align-items: flex-start;
  justify-content: space-between;
  flex-wrap: wrap;
  gap: 1rem;
}
.clients-toolbar { margin-bottom: 1rem; }
.clients-search-input { max-width: 420px; }
.clients-table-card { padding: 0; overflow: hidden; }
.clients-table-card .table-wrap { margin: 0; }
.clients-table th:last-child,
.clients-table td:last-child { text-align: right; white-space: nowrap; }
.client-id-cell {
  font-family: "Courier New", Courier, monospace;
  font-size: .82rem;
  color: var(--blue-dark);
  font-weight: 600;
}
.client-meta { font-size: .78rem; margin-top: .2rem; }
.btn-sm { padding: .35rem .85rem; font-size: .85rem; }
.clients-empty {
  text-align: center;
  padding: 3rem 2rem;
  display: flex;
  flex-direction: column;
  align-items: center;
  gap: 1rem;
}
.clients-empty-title {
  font-size: 1.15rem;
  font-weight: 700;
  color: var(--text);
}
.clients-no-results {
  padding: 1rem 1.5rem;
  color: var(--text-muted);
  font-size: .9rem;
  border-top: 1px solid var(--border);
}
.client-actions-cell {
  text-align: right;
  white-space: nowrap;
}

/* ---- Dashboard ---- */
.dashboard-page-header { margin-bottom: 1.25rem; }
.dashboard-summary-grid { margin-bottom: 1.75rem; }
.dashboard-section { margin-bottom: 2rem; }
.dashboard-section-header {
  display: flex;
  align-items: center;
  justify-content: space-between;
  gap: 1rem;
  margin-bottom: 0.75rem;
  flex-wrap: wrap;
}
.dashboard-quick-actions {
  display: flex;
  flex-wrap: wrap;
  gap: 0.75rem;
}

/* ---- Opportunities ---- */
.opportunities-page-header {
  display: flex;
  align-items: flex-start;
  justify-content: space-between;
  gap: 1rem;
  flex-wrap: wrap;
  margin-bottom: 1.25rem;
}
.opportunities-scan-form { margin: 0; }
.opportunities-summary-grid { margin-bottom: 1.25rem; }
.opportunities-toolbar {
  margin-bottom: 1rem;
  padding: 1rem 1.25rem;
}
.opportunities-filter-select { max-width: 280px; }
.opportunities-list {
  display: flex;
  flex-direction: column;
  gap: 1rem;
}
.opportunity-card { padding: 1.25rem; }
.opportunity-card-header {
  display: flex;
  justify-content: space-between;
  align-items: flex-start;
  gap: 1rem;
  flex-wrap: wrap;
  margin-bottom: 1rem;
  padding-bottom: 0.75rem;
  border-bottom: 1px solid var(--border);
}
.opportunity-client-name {
  font-size: 1.05rem;
  margin: 0 0 0.25rem;
}
.opportunity-client-meta { margin: 0; font-size: 0.85rem; }
.opportunity-badges {
  display: flex;
  flex-wrap: wrap;
  gap: 0.4rem;
  align-items: center;
}
.opportunity-type-badge,
.priority-badge,
.confidence-badge {
  display: inline-block;
  padding: 0.2rem 0.55rem;
  border-radius: 99px;
  font-size: 0.75rem;
  font-weight: 600;
}
.opportunity-type-personal_loan {
  background: #dbeafe;
  color: #1e40af;
}
.opportunity-type-credit_repair {
  background: #fef3c7;
  color: #92400e;
}
.priority-high { background: #fee2e2; color: #991b1b; }
.priority-medium { background: #f3f4f6; color: #374151; }
.priority-low { background: #ecfdf5; color: #166534; }
.confidence-high { background: #dcfce7; color: #166534; }
.confidence-medium { background: #f3f4f6; color: #4b5563; }
.confidence-low { background: #fff7ed; color: #9a3412; }
.opportunity-card-body {
  display: grid;
  gap: 0.75rem;
}
.opportunity-field-label {
  display: block;
  font-size: 0.72rem;
  text-transform: uppercase;
  letter-spacing: 0.03em;
  color: var(--text-muted);
  margin-bottom: 0.2rem;
  font-weight: 600;
}
.opportunity-field p { margin: 0; line-height: 1.5; font-size: 0.92rem; }
.opportunity-indicator-list {
  margin: 0;
  padding-left: 1.2rem;
  font-size: 0.9rem;
  line-height: 1.5;
}
.opportunity-card-footer {
  margin-top: 1rem;
  padding-top: 0.75rem;
  border-top: 1px solid var(--border);
}
.opportunities-no-results {
  margin-top: 0.75rem;
  font-size: 0.9rem;
}

/* ---- Users ---- */
.users-page-header { margin-bottom: 1.25rem; }
.users-form-card,
.users-table-card {
  margin-bottom: 1.5rem;
  padding: 1.25rem 1.5rem;
}
.users-form { max-width: 520px; }
.users-tabs-fieldset {
  border: none;
  margin: 0 0 1.25rem;
  padding: 0;
}
.users-tabs-grid {
  display: grid;
  grid-template-columns: repeat(auto-fill, minmax(180px, 1fr));
  gap: 0.5rem 1rem;
  margin-top: 0.5rem;
}
.users-tab-checkbox {
  display: flex;
  align-items: center;
  gap: 0.4rem;
  font-size: 0.9rem;
  cursor: pointer;
}
.users-list {
  display: flex;
  flex-direction: column;
  gap: 1rem;
}
.user-edit-card {
  padding: 1rem 1.25rem;
  border: 1px solid var(--border);
  border-radius: 8px;
  background: #f9fafb;
  position: relative;
}
.user-edit-header {
  display: flex;
  align-items: center;
  gap: 0.75rem;
  margin-bottom: 0.75rem;
}
.user-email-display { font-size: 1rem; }
.user-role-badge {
  font-size: 0.72rem;
  text-transform: uppercase;
  letter-spacing: 0.04em;
  padding: 0.15rem 0.5rem;
  border-radius: 99px;
  background: #dbeafe;
  color: #1e40af;
  font-weight: 600;
}
.user-edit-actions { margin-top: 0.75rem; }
.user-delete-form {
  position: absolute;
  top: 1rem;
  right: 1rem;
}
.access-denied-card {
  text-align: center;
  padding: 3rem 2rem;
  max-width: 480px;
  margin: 2rem auto;
}
.access-denied-card h1 { margin-bottom: 0.75rem; }

/* ---- Property Analysis ---- */
.property-analysis-header { margin-bottom: 1rem; }
.property-estimate-banner { margin-bottom: 1.25rem; }
.property-analysis-form-card {
  margin-bottom: 1.5rem;
  padding: 1.25rem 1.5rem;
}
.property-analysis-form { max-width: 640px; }
.property-notes-input { resize: vertical; min-height: 100px; }
.property-value-grid { margin-bottom: 1.25rem; }
.property-confidence-reason {
  font-size: 0.82rem;
  margin-top: 0.35rem;
  font-weight: 400;
}
.property-section-card {
  margin-bottom: 1rem;
  padding: 1.25rem 1.5rem;
}
.property-factors-grid {
  display: grid;
  grid-template-columns: repeat(auto-fit, minmax(240px, 1fr));
  gap: 1rem;
  margin-bottom: 1rem;
}
.property-info-grid { margin-top: 0.5rem; }
.property-disclaimer {
  margin-top: 1rem;
  font-size: 0.88rem;
  line-height: 1.5;
  padding: 0.75rem 1rem;
  background: #f9fafb;
  border-left: 3px solid var(--text-muted);
}
.property-analysis-layout {
  display: grid;
  grid-template-columns: 1fr 300px;
  gap: 1.25rem;
  align-items: start;
}
.property-analysis-main { min-width: 0; }
.property-recent-panel {
  padding: 1rem 1.15rem;
  position: sticky;
  top: 72px;
}
.property-recent-list {
  list-style: none;
  margin: 0;
  padding: 0;
}
.property-recent-list li { border-bottom: 1px solid var(--border); }
.property-recent-list li:last-child { border-bottom: none; }
.property-recent-link {
  display: block;
  padding: 0.65rem 0;
  text-decoration: none;
  color: var(--text);
}
.property-recent-link:hover .property-recent-address { color: var(--blue); }
.property-recent-address {
  display: block;
  font-weight: 600;
  font-size: 0.88rem;
  line-height: 1.35;
}
.property-recent-meta {
  display: block;
  font-size: 0.78rem;
  margin-top: 0.2rem;
}
.address-autocomplete-wrap { position: relative; }
.address-suggest-list {
  position: absolute;
  left: 0;
  right: 0;
  top: 100%;
  z-index: 50;
  background: #fff;
  border: 1px solid var(--border);
  border-radius: 8px;
  box-shadow: var(--shadow);
  max-height: 220px;
  overflow-y: auto;
  margin-top: 2px;
}
.address-suggest-item {
  display: flex;
  justify-content: space-between;
  align-items: center;
  gap: 0.5rem;
  width: 100%;
  padding: 0.5rem 0.75rem;
  border: none;
  background: transparent;
  text-align: left;
  cursor: pointer;
  font-size: 0.88rem;
}
.address-suggest-item:hover,
.address-suggest-item:focus {
  background: var(--blue-light);
  outline: none;
}
.address-suggest-text { flex: 1; color: var(--text); }
.address-suggest-source {
  font-size: 0.72rem;
  color: var(--text-muted);
  white-space: nowrap;
}
.property-needs-facts-banner { margin-bottom: 1rem; }
.property-missing-data-card {
  margin-bottom: 1rem;
  padding: 1rem 1.25rem;
  border: 1px solid #fcd34d;
  background: #fffbeb;
}
.property-missing-list { margin: 0; }
.property-value-heading { margin: 0.5rem 0 0.75rem; }
.property-fetch-status { margin-bottom: 1rem; }
.property-sources-list {
  list-style: none;
  margin: 0;
  padding: 0;
}
.property-source-item {
  padding: 0.65rem 0;
  border-bottom: 1px solid var(--border);
}
.property-source-item:last-child { border-bottom: none; }
.property-source-type {
  display: inline-block;
  font-size: 0.7rem;
  text-transform: uppercase;
  letter-spacing: 0.04em;
  padding: 0.1rem 0.4rem;
  border-radius: 4px;
  background: #e5e7eb;
  color: #374151;
  margin-right: 0.35rem;
}
.property-source-link {
  display: block;
  font-size: 0.78rem;
  margin-top: 0.2rem;
  word-break: break-all;
}
.property-source-summary {
  margin: 0.35rem 0 0;
  font-size: 0.85rem;
  line-height: 1.45;
}

@media (max-width: 960px) {
  .property-analysis-layout { grid-template-columns: 1fr; }
  .property-recent-panel { position: static; }
}
.client-actions-cell .btn-secondary {
  margin-right: 0.5rem;
  vertical-align: middle;
}
.client-archive-form {
  display: inline-block;
  margin: 0;
  vertical-align: middle;
}
.archive-btn {
  display: inline-block;
  padding: 0.35rem 0.85rem;
  font-size: 0.85rem;
  font-weight: 600;
  font-family: inherit;
  cursor: pointer;
  border-radius: 7px;
  background: #fff;
  color: #6b7280;
  border: 1.5px solid var(--border);
}
.archive-btn:hover {
  background: #f9fafb;
  color: var(--text);
  border-color: #9ca3af;
}

/* ---- Blended rate calculator ---- */
.blended-calc-intro { margin-top: -0.75rem; margin-bottom: 1rem; }
.blended-calc-card { padding: 0; overflow: hidden; }
.blended-calc-card .table-wrap { margin: 0; }
.blended-calc-table th.col-include,
.blended-calc-table td.col-include { width: 4.5rem; text-align: center; }
.rate-input-compact {
  width: 100%;
  max-width: 110px;
  padding: 0.4rem 0.55rem;
  font-size: 0.88rem;
}
.tl-rate-field { min-width: 180px; }
.blended-rate-warning {
  margin: 0;
  padding: 0.85rem 1.25rem;
  background: #fffbeb;
  border-top: 1px solid #fde68a;
  color: #92400e;
  font-size: 0.9rem;
}
.blended-summary-grid {
  display: grid;
  grid-template-columns: repeat(auto-fill, minmax(200px, 1fr));
  gap: 0.75rem;
  padding: 1.25rem;
  background: #f9fafb;
  border-top: 1px solid var(--border);
}
.blended-summary-card {
  background: var(--card-bg);
  border: 1px solid var(--border);
  border-radius: 8px;
  padding: 0.85rem 1rem;
  display: flex;
  flex-direction: column;
  gap: 0.35rem;
}
.blended-summary-highlight {
  border-color: var(--blue);
  background: var(--blue-light);
}
.blended-summary-label {
  font-size: 0.72rem;
  font-weight: 700;
  text-transform: uppercase;
  letter-spacing: 0.04em;
  color: var(--text-muted);
}
.blended-summary-value {
  font-size: 1.15rem;
  font-weight: 700;
  color: var(--text);
}
.blended-summary-highlight .blended-summary-value { color: var(--blue-dark); }

/* ---- Payoff amortization calendar ---- */
.payoff-amort-section {
  border-top: 1px solid var(--border);
  padding: 1.25rem;
  background: #fff;
}
.payoff-section-title { margin-bottom: 0.35rem; }
.payoff-section-hint { margin-bottom: 0.5rem; }
.payoff-mortgage-note {
  margin: 0 0 1rem;
  padding: 0.75rem 1rem;
  background: var(--blue-light);
  border-left: 3px solid var(--blue);
  border-radius: 0 6px 6px 0;
  font-size: 0.88rem;
  color: #1e40af;
  line-height: 1.5;
}
.blended-pi-cell { min-width: 110px; }
.blended-pi-na { font-size: 0.88rem; }
.blended-calc-row-mortgage .blended-reported-payment { color: var(--text-muted); }
.blended-rate-source {
  font-size: 0.78rem;
  color: var(--text-muted);
  line-height: 1.35;
  min-width: 140px;
}
.blended-rate-source .source-tag {
  display: inline-block;
  padding: 0.15rem 0.45rem;
  border-radius: 99px;
  font-weight: 600;
  font-size: 0.72rem;
  margin-right: 0.35rem;
}
.blended-rate-source .source-manual { background: #dbeafe; color: #1e40af; }
.blended-rate-source .source-auto { background: #ecfccb; color: #3f6212; }
.blended-rate-source .source-missing { background: #f3f4f6; color: #4b5563; }
.blended-rate-source .source-note { display: block; margin-top: 0.15rem; }
.rate-display-readonly {
  font-size: 0.92rem;
  color: var(--text);
}
.rate-display-readonly.rate-display-missing,
.tl-rate-display.rate-display-missing {
  color: var(--text-muted);
  font-style: italic;
}
.proposal-rate-display {
  min-width: 72px;
}
.tl-rate-source,
.proposal-rate-source {
  display: block;
  margin-top: 0.2rem;
  font-size: 0.72rem;
  color: var(--text-muted);
  line-height: 1.35;
}
.tl-rate-source .source-tag,
.proposal-rate-source .source-tag {
  display: inline-block;
  padding: 0.12rem 0.4rem;
  border-radius: 99px;
  font-weight: 600;
  font-size: 0.68rem;
}
.tl-rate-source .source-manual,
.proposal-rate-source .source-manual { background: #dbeafe; color: #1e40af; }
.tl-rate-source .source-auto,
.proposal-rate-source .source-auto { background: #ecfccb; color: #3f6212; }
.tl-rate-source .source-missing,
.proposal-rate-source .source-missing { background: #f3f4f6; color: #4b5563; }
.payoff-summary-grid { padding: 0; background: transparent; border-top: none; margin-bottom: 1.25rem; }
.payoff-debts-container { display: flex; flex-direction: column; gap: 1rem; }
.payoff-master-table-wrap { margin-bottom: 1rem; }
.payoff-schedules-wrap { display: flex; flex-direction: column; gap: 1rem; }
.payoff-schedule-panel {
  border: 1px solid var(--border);
  border-radius: 8px;
  padding: 1rem;
  background: #f9fafb;
}
.payoff-schedule-panel .subsection-title {
  margin-bottom: 0.75rem;
  font-size: 0.9rem;
}
.payoff-schedule-table-wrap { max-height: 320px; overflow: auto; }
.payoff-status {
  display: inline-block;
  padding: 0.15rem 0.5rem;
  border-radius: 99px;
  font-size: 0.78rem;
  font-weight: 600;
}
.payoff-status-ok { background: #dcfce7; color: #166534; }
.payoff-status-warn { background: #f3f4f6; color: #4b5563; }
.payoff-status-error { background: #fee2e2; color: #991b1b; }
.payoff-empty-message { padding: 1rem 0 0; }
.payoff-no-schedule { font-size: 0.88rem; margin-top: 0.5rem; }

/* ---- Client proposal ---- */
.client-proposal-wrap {
  padding: 0;
  margin-top: 0;
  background: transparent;
}
.payoff-amort-section {
  border-top: none;
  padding: 0;
  margin-top: 0;
  background: transparent;
}
.proposal-inputs-grid {
  display: grid;
  grid-template-columns: repeat(auto-fill, minmax(200px, 1fr));
  gap: 1rem;
  margin-bottom: 1.25rem;
}
.proposal-warning { margin-bottom: 1rem; }
.proposal-summary-grid { padding: 0; background: transparent; border: none; margin-top: 0.75rem; }
.proposal-disclaimer {
  margin: 1.25rem 0 1rem;
  padding: 0.75rem 1rem;
  background: #f9fafb;
  border-left: 3px solid var(--text-muted);
  font-size: 0.85rem;
  color: var(--text-muted);
  line-height: 1.55;
}
.proposal-actions {
  margin-top: 20px;
  display: flex;
  justify-content: flex-start;
  position: relative;
  z-index: 5;
}
.proposal-print-only { display: none; }

/* On-screen comparison preview (mirrors print layout) */
.proposal-comparison-preview {
  margin: 0.75rem 0 1.25rem;
  padding: 1rem;
  background: #fff;
}
.proposal-comparison-preview > .form-hint {
  margin-bottom: 0.75rem;
}
.proposal-page { font-size: 0.88rem; line-height: 1.45; }
.proposal-header {
  margin-bottom: 0.75rem;
  padding-bottom: 0.5rem;
  border-bottom: 2px solid var(--blue);
}
.proposal-title {
  font-size: 1.15rem;
  margin: 0 0 0.25rem;
  color: #0f1b3d;
}
.proposal-meta { margin: 0; color: var(--text-muted); font-size: 0.85rem; }
.proposal-summary-row {
  display: grid;
  grid-template-columns: repeat(4, 1fr);
  gap: 0.5rem;
  margin-bottom: 0.75rem;
}
.proposal-metric {
  padding: 0.45rem 0.5rem;
  border: 1px solid var(--border);
  border-radius: 4px;
  background: #f9fafb;
}
.proposal-metric-label {
  display: block;
  font-size: 0.72rem;
  text-transform: uppercase;
  letter-spacing: 0.02em;
  color: var(--text-muted);
  margin-bottom: 0.15rem;
}
.proposal-metric-value {
  display: block;
  font-weight: 700;
  font-size: 0.95rem;
  color: var(--text);
}
.proposal-grid {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 0.75rem;
  margin-bottom: 0.75rem;
}
.proposal-card {
  padding: 0.65rem 0.75rem;
  border: 1px solid var(--border);
  border-radius: 6px;
  background: #fff;
}
.proposal-card-title {
  font-size: 0.82rem;
  margin: 0 0 0.5rem;
  text-transform: uppercase;
  letter-spacing: 0.04em;
  color: var(--blue);
  border-bottom: 1px solid #e5e7eb;
  padding-bottom: 0.35rem;
}
.proposal-line {
  display: flex;
  justify-content: space-between;
  gap: 0.5rem;
  padding: 0.2rem 0;
  font-size: 0.82rem;
}
.proposal-line-label { color: var(--text-muted); flex: 1 1 55%; }
.proposal-line-value {
  font-weight: 600;
  text-align: right;
  flex: 0 1 45%;
}
.proposal-line-stacked {
  flex-direction: column;
  align-items: stretch;
  gap: 0.2rem;
}
.proposal-line-stacked .proposal-line-value {
  text-align: left;
  font-weight: 500;
}
.proposal-debt-names {
  margin: 0;
  padding-left: 1.1rem;
  font-size: 0.78rem;
  font-weight: 600;
  list-style: disc;
}
.proposal-muted { color: var(--text-muted); font-style: italic; margin: 0; }
.proposal-section-heading {
  font-size: 0.8rem;
  margin: 0 0 0.35rem;
  text-transform: uppercase;
  letter-spacing: 0.03em;
  color: var(--text-muted);
}
.proposal-debts-table { width: 100%; margin: 0; }
.proposal-debts-table th,
.proposal-debts-table td { padding: 0.25rem 0.35rem; font-size: 0.78rem; }

@media (max-width: 900px) {
  .proposal-summary-row { grid-template-columns: repeat(2, 1fr); }
  .proposal-grid { grid-template-columns: 1fr; }
}

@media print {
  @page { size: letter portrait; margin: 0.35in; }
  body { background: white !important; font-size: 10px; }
  body * { visibility: hidden !important; }
  #client-proposal-print-area,
  #client-proposal-print-area * { visibility: visible !important; }
  #client-proposal-print-area {
    display: block !important;
    position: absolute;
    left: 0;
    top: 0;
    width: 100%;
    padding: 0;
    background: #fff !important;
  }
  .no-print,
  nav,
  header,
  .site-header,
  .header-nav,
  .page-header,
  .profile-page-header,
  .proposal-comparison-preview,
  #proposal-inputs,
  #proposal-summary,
  .proposal-inputs-grid,
  #proposal-debts-table,
  .proposal-warning,
  #proposal-no-debts-msg,
  .proposal-actions,
  .proposal-summary-grid,
  .payoff-amort-section,
  .blended-rate-calculator,
  footer { display: none !important; }
  .proposal-page { font-size: 10px; line-height: 1.35; }
  .proposal-title { font-size: 14px; }
  .proposal-summary-row {
    display: grid;
    grid-template-columns: repeat(4, 1fr);
    gap: 6px;
    margin-bottom: 8px;
  }
  .proposal-metric {
    padding: 4px 6px;
    border: 1px solid #ccc;
    background: #fff;
    box-shadow: none;
  }
  .proposal-metric-label { font-size: 7px; }
  .proposal-metric-value { font-size: 10px; }
  .proposal-grid {
    display: grid;
    grid-template-columns: 1fr 1fr;
    gap: 10px;
  }
  .proposal-card {
    padding: 8px;
    border: 1px solid #ccc;
    box-shadow: none;
    break-inside: avoid;
  }
  .proposal-card-title { font-size: 9px; }
  .proposal-line { font-size: 9px; padding: 1px 0; }
  .proposal-debt-names { font-size: 8px; }
  .proposal-debts-section { break-inside: avoid-page; }
  .proposal-debts-table th,
  .proposal-debts-table td,
  table { font-size: 9px; }
  .blended-summary-card { box-shadow: none; }
}